With its attractive features, competitive interest rate, quick loan processing, easy documentation and flexible repayment plans, our Housing Loan ensures that your house ownership desire is no longer a distant dream.
Basic Eligibility Criteria
Any Nepalese Individuals aged at least 18 years with a steady and stable source of income at the time of loan origination.
Purpose
- Construction/Renovation/Extension of House.
- Purchase existing building/flat.
- Purchase of House/Apartments.
- Purchase a Plot of Land.
- Refinance your existing land & building.
Features
- Competitive interest rate and service charge.
- Easy documentation.
- Prompt processing.
Documents Required
- Photograph and copy of citizenship of the applicant/guarantor.
- Copy of land ownership certificate (Lalpurja).
- Copy of land transfer deed (Rajinama).
- Original & copy of property location map (Blueprint).
- Copy of boundary demarcation certificate (Char Killa Pramanit from ward office/VDC).
- Copy of latest land revenue tax receipt (Malpot Receipt).
- Income certifying document (Salary letter, Audited balance sheet, rental agreement).
- Firm / company registration and PAN in case of business entities.
- Certificate of “Construction Completed” certificate (Nirman Sampanna) from concerned Municipality/ VDC along with drawing plans.
