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Periodic Deposit

Introduction

A Periodic Deposit account is an interest-bearing account, where a fixed amount is held at the fixed interest rate and is repayable

Quick Links

NPR 50,000/-

Minimum Balance

(4.0%, 4.5%, 5.0%, 5.5%,6.5%)(3 months , 6 months, 1year , 2 years, 3 years )

Individual Interest Rate

Periodic Deposit

Details

Periodic Deposit

A Periodic Deposit account is an interest bearing account, where a fixed amount is held at fixed interest rate and is repayable (principal/interest) at a fixed future date as agreed at the time of placement of the Deposits. This product is designed to allow general public who wish to earn higher interest rate by keeping their fund in fixed deposit.

Account Features:

  • Security.
  • Interest bearing account.
  • An investment alternative, which is safe and allows funds to be placed for a fixed period with interest rate guaranteed for that period.
  • Automatic Renewal/Disposal of principal & interest as per the instruction of the member.
  • An alternative to simply applying for loans, fixed deposits allow you to borrow from your own funds for a limited period, thus fulfilling your needs as well as keeping your savings secure.

 

Following Interest Rates are applicable as per the tenure of the deposits:

Tenure  Interest Rate
3 Months   4.0%
6 Months  4.5%
 1 Year 5.0%
 2 Years 5.5%
3 Years 6.5%

 

Note:  Effective  May 15th, 2026